All Posts

If you’re planning to buy a home in Canada your credit score plays a major role in determining the mortgage rates and loan options available to you. Many buyers focus on saving for the down payment, but often it’s your credit profile that ultimately decides how much your mortgage will cost over time. This guide breaks down the credit score lenders look for, what affects your score the most, and proven strategies—based on Equifax recommendations—to improve your credit before

When I bought my first home in 2021, I didn’t get term insurance. Not in year one. Not in year two. Not in year three. It took four full years of homeownership — and the birth of my son — for me to finally understand how unprotected my family actually was. At the time, skipping insurance felt harmless. I was young. I was healthy. I thought I had time. I told myself, “I’ll get to it eventually.” But here’s the thing I wish I learnt earlier : Eventually isn’t a plan. And later

If you're thinking about buying your first home, you’ve probably asked yourself the same question over and over: “Is now a good time to...

Hey there, future homeowners! If you're diving into the world of buying your first home, chances are you've encountered a few "facts"...

Here's what I feel is happening in the current market — not just from a numbers perspective, but through the lens of human psychology.  ...

I've often discussed about this topic with multiple mortgage clients of mine and feel this deserves a standalone post. Just because a...

In the last couple of weeks I have spoken with many first time home buyers but also about 7 families who wish to refinance their existing...